Bleach: Online World is a fun and exciting way to exercise your creativity and escape into a world you help build! It is an expansive roleplay experience depicting the entire Bleach Universe, but this time we control what happens. This is a great place to meet new people, make friends, and come to have fun and relax for a few hours as you lose yourself in the mind of a character that you design!
Here, you decide your own destiny as you forge your way through Soul Society as a Shinigami, or through Hueco Mundo as a Hollow. Travel the world as a human, or corrupt it as a Bount. Hunt your prey and escape your enemies as a Quincy, or put on your mask and roar as a Vizard. Whichever path you choose, your role in this expansive, alternate Bleach universe is up to you! There are no canon characters to deter or impede you, and everyone can help each other build their story! So what are you waiting for? Hop on in, and get started!
That could be a good compromise. I originally considered having a negative TTP balance and forcing them to work it off, but if a character already had their techniques purchased then it wouldn't hurt them at all. Locking them at proficient while they're in debt isn't a bad middle ground.
Edit: I suppose it depends if you're trying to make it appealing to existing characters wanting to swap types or new characters altogether. Removing the drawback and I suppose maybe having something else in its place would solve some headaches for sure.